Dividend Income Calculator
Use this free dividend income calculator to project how much passive income your portfolio can generate. Enter your investment amount and expected yield to see monthly and annual income, then toggle DRIP to see compound growth over 20 years.
Extra added each month
Annual dividend rate
Yearly dividend raise
Monthly Income
$125
Year 1 estimate
Annual Income
$1,500
Year 1 estimate
Yield on Cost
3.00%
Income % of what you paid
Total Invested
$50,000
Projected Annual Income (20 Years)
View year-by-year projections
| Year | Income | Portfolio | YoC (Yield on Cost) |
|---|---|---|---|
| Year 1 | $1,575 | $51,575 | 3.1% |
| Year 2 | $1,706 | $53,281 | 3.4% |
| Year 3 | $1,850 | $55,131 | 3.7% |
| Year 4 | $2,010 | $57,142 | 4.0% |
| Year 5 | $2,188 | $59,329 | 4.4% |
| Year 10 | $3,435 | $73,732 | 6.9% |
| Year 15 | $5,703 | $97,142 | 11.4% |
| Year 20 | $10,157 | $137,756 | 20.3% |
How Much to Earn Per Month?
Dividend Calculator FAQ
How does the dividend income calculator work?
Enter your investment amount and expected dividend yield. The calculator projects your annual and monthly passive income, then models 20 years of growth, optionally with DRIP (Dividend Reinvestment Plan) to compound returns.
What is the 'How Much to Earn Per Month' section?
It's a reverse calculator. Enter your desired monthly income and the tool tells you how much you need to invest at the current yield to achieve that target.
What dividend growth rate should I use?
A 3–5% annual growth rate is typical for established companies. Dividend aristocrats (25+ years of increases) often sustain 5–8%. Use the stock-specific pages for growth rates estimated from actual history.