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AAPLApple Inc.

What Is AAPL Fair Value?

Apple Inc. (AAPL) fair value estimate using multiple valuation models, updated daily.

As of August 1, 2026, Apple Inc. (AAPL) has a composite fair value estimate of $119.58 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $308.91, suggesting the stock is overvalued by 61.3%.

Data as of August 1, 2026 (today)

Composite Fair Value

Overvalued4 of 4 models

$119.58

vs. current price of $308.91(-61.3%)

Undervalued$119.58Overvalued
$308.91

How Is AAPL Fair Value Calculated?

Four independent models estimate what AAPL is worth. Each uses different inputs and assumptions. The composite blends them by weight.

AAPL Intrinsic Value

Forward-looking models based on future cash flows

DCF (Discounted Cash Flow)

35% weight

Estimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →

$182.25

-41.0%

Overvalued

Inputs used

FCF: 107.7BGrowth: 13.8%Discount: 10%

DDM (Dividend Discount Model)

15% weight

If a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →

$31.91

-89.7%

Overvalued

Inputs used

Dividend: $1.08/yrReq. Return: 11%Growth: 6.9%

AAPL Fair Value

Current fundamentals: earnings, assets, and growth rate

Graham Number (Value Investing)

25% weight

Created by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →

$37.83

-87.8%

Overvalued

Inputs used

EPS: $8.76Book Value: $7.26

PEG (Price/Earnings to Growth)

25% weight

Checks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.

$121.17

-60.8%

Overvalued

Inputs used

EPS: $8.76Growth: 13.8%

What If You Change the Assumptions?

Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.

Your DCF Fair Value

$182.25Overvalued

Current price $308.91 is 41.0% above this estimate

CheapFair ValueExpensive
13.8%
0.0%30.0%
10.4%
6.0%15.0%
2.5%
1.0%4.0%
15.0%
0.0%50.0%
View 10-year cash flow projections
YearProjected FCF (Free Cash Flow)Present Value
Year 1$122.62B$111.06B
Year 2$139.58B$114.49B
Year 3$158.88B$118.03B
Year 4$180.86B$121.69B
Year 5$205.87B$125.45B
Year 6$234.34B$129.33B
Year 7$266.75B$133.34B
Year 8$303.64B$137.46B
Year 9$345.63B$141.72B
Year 10$393.43B$146.10B
Terminal Value$5.10T$1.89T

What Are AAPL's Key Financial Metrics?

Earnings & Growth

Current Price

$308.91

EPS (TTM)

$8.71

Forward P/E

32.0

Profit Margin

27.6%

Cash & Balance Sheet

Free Cash Flow

107.7B

EBITDA

168B

Book Value

$7.26

Total Debt

84.3B

What Do Analysts Say About AAPL?

Low

$215.00

Average

$321.66

High

$400.00

Upside

+4.1%

Current $308.91Avg Target $321.66Buy41 analysts

AAPL Fair Value FAQ

What is the fair value of AAPL?

Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), AAPL's estimated fair value is $119.58. The stock is currently trading at $308.91, which makes it overvalued by our analysis.

How is AAPL's fair value calculated?

We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.

Is AAPL overvalued or undervalued?

Based on our analysis, AAPL is overvalued. The current price of $308.91 is 61.3% above our estimated fair value of $119.58.

What do Wall Street analysts say about AAPL?

41 analysts cover Apple Inc. with a consensus rating of "Buy." The average price target is $321.66, ranging from $215.00 to $400.00. This implies 4.1% upside from the current price.