What Is AIG Fair Value?
American International Group (AIG) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, American International Group (AIG) has a composite fair value estimate of $318.62 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $77.65, suggesting the stock is undervalued by 310.3%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$318.62
vs. current price of $77.65(+310.3%)
How Is AIG Fair Value Calculated?
Four independent models estimate what AIG is worth. Each uses different inputs and assumptions. The composite blends them by weight.
AIG Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$598.68
+671.0%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$127.87
+64.7%Undervalued
Inputs used
AIG Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$118.67
+52.8%Undervalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$93.02
+19.8%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $77.65 is 671.0% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $8.21B | $7.69B |
| Year 2 | $9.16B | $8.03B |
| Year 3 | $10.21B | $8.39B |
| Year 4 | $11.38B | $8.76B |
| Year 5 | $12.69B | $9.15B |
| Year 6 | $14.15B | $9.55B |
| Year 7 | $15.78B | $9.98B |
| Year 8 | $17.59B | $10.42B |
| Year 9 | $19.62B | $10.88B |
| Year 10 | $21.87B | $11.36B |
| Terminal Value | $525.06B | $272.72B |
What Are AIG's Key Financial Metrics?
Earnings & Growth
Current Price
$77.65
EPS (TTM)
$5.46
Forward P/E
8.8
Profit Margin
11.1%
Cash & Balance Sheet
Free Cash Flow
7.4B
EBITDA
8.1B
Book Value
$77.39
Total Debt
9.1B
What Do Analysts Say About AIG?
Low
$80.00
Average
$87.70
High
$101.00
Upside
+12.9%
AIG Fair Value FAQ
What is the fair value of AIG?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), AIG's estimated fair value is $318.62. The stock is currently trading at $77.65, which makes it undervalued by our analysis.
How is AIG's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is AIG overvalued or undervalued?
Based on our analysis, AIG is undervalued. The current price of $77.65 is 310.3% below our estimated fair value of $318.62.
What do Wall Street analysts say about AIG?
20 analysts cover American International Group with a consensus rating of "Buy." The average price target is $87.70, ranging from $80.00 to $101.00. This implies 12.9% upside from the current price.