What Is AIG Fair Value?
American International Group (AIG) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, American International Group (AIG) has a composite fair value estimate of $387.95 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $76.78, suggesting the stock is undervalued by 405.3%.
Data as of July 16, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$387.95
vs. current price of $76.78(+405.3%)
How Is AIG Fair Value Calculated?
Four independent models estimate what AIG is worth. Each uses different inputs and assumptions. The composite blends them by weight.
AIG Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$765.65
+897.2%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$132.93
+73.1%Undervalued
Inputs used
AIG Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$116.83
+52.2%Undervalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$94.14
+22.6%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $76.78 is 897.2% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $10.64B | $9.96B |
| Year 2 | $11.89B | $10.42B |
| Year 3 | $13.29B | $10.90B |
| Year 4 | $14.85B | $11.40B |
| Year 5 | $16.60B | $11.93B |
| Year 6 | $18.55B | $12.48B |
| Year 7 | $20.73B | $13.06B |
| Year 8 | $23.17B | $13.66B |
| Year 9 | $25.90B | $14.29B |
| Year 10 | $28.94B | $14.95B |
| Terminal Value | $685.47B | $354.10B |
What Are AIG's Key Financial Metrics?
Earnings & Growth
Current Price
$76.78
EPS (TTM)
$5.52
Forward P/E
8.7
Profit Margin
11.8%
Cash & Balance Sheet
Free Cash Flow
9.5B
EBITDA
8.3B
Book Value
$75.82
Total Debt
9.2B
What Do Analysts Say About AIG?
Low
$80.00
Average
$88.35
High
$102.00
Upside
+15.1%
AIG Fair Value FAQ
What is the fair value of AIG?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), AIG's estimated fair value is $387.95. The stock is currently trading at $76.78, which makes it undervalued by our analysis.
How is AIG's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is AIG overvalued or undervalued?
Based on our analysis, AIG is undervalued. The current price of $76.78 is 405.3% below our estimated fair value of $387.95.
What do Wall Street analysts say about AIG?
20 analysts cover American International Group with a consensus rating of "Buy." The average price target is $88.35, ranging from $80.00 to $102.00. This implies 15.1% upside from the current price.