What Is AIZ Fair Value?
Assurant (AIZ) fair value estimate using multiple valuation models, updated daily.
As of August 29, 2026, Assurant (AIZ) has a composite fair value estimate of $704.25 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $285.65, suggesting the stock is undervalued by 146.5%.
Data as of August 29, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$704.25
vs. current price of $285.65(+146.5%)
How Is AIZ Fair Value Calculated?
Four independent models estimate what AIZ is worth. Each uses different inputs and assumptions. The composite blends them by weight.
AIZ Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$1,382.33
+383.9%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$116.34
-59.3%Overvalued
Inputs used
AIZ Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$248.38
-13.0%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$222.04
-22.3%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $285.65 is 383.9% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $2.34B | $2.18B |
| Year 2 | $2.54B | $2.22B |
| Year 3 | $2.76B | $2.25B |
| Year 4 | $3.00B | $2.29B |
| Year 5 | $3.26B | $2.32B |
| Year 6 | $3.54B | $2.36B |
| Year 7 | $3.84B | $2.39B |
| Year 8 | $4.18B | $2.43B |
| Year 9 | $4.54B | $2.47B |
| Year 10 | $4.93B | $2.51B |
| Terminal Value | $112.16B | $56.98B |
What Are AIZ's Key Financial Metrics?
Earnings & Growth
Current Price
$285.65
EPS (TTM)
$20.91
Forward P/E
12.3
Profit Margin
7.9%
Cash & Balance Sheet
Free Cash Flow
2.1B
EBITDA
1.7B
Book Value
$123.48
Total Debt
2.2B
What Do Analysts Say About AIZ?
Low
$274.00
Average
$322.33
High
$355.00
Upside
+12.8%
AIZ Fair Value FAQ
What is the fair value of AIZ?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), AIZ's estimated fair value is $704.25. The stock is currently trading at $285.65, which makes it undervalued by our analysis.
How is AIZ's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is AIZ overvalued or undervalued?
Based on our analysis, AIZ is undervalued. The current price of $285.65 is 146.5% below our estimated fair value of $704.25.
What do Wall Street analysts say about AIZ?
6 analysts cover Assurant with a consensus rating of "Strong Buy." The average price target is $322.33, ranging from $274.00 to $355.00. This implies 12.8% upside from the current price.