What Is AIZ Fair Value?
Assurant (AIZ) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, Assurant (AIZ) has a composite fair value estimate of $576.01 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $273.92, suggesting the stock is undervalued by 110.3%.
Data as of July 16, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$576.01
vs. current price of $273.92(+110.3%)
How Is AIZ Fair Value Calculated?
Four independent models estimate what AIZ is worth. Each uses different inputs and assumptions. The composite blends them by weight.
AIZ Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$1,095.74
+300.0%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$86.46
-68.4%Overvalued
Inputs used
AIZ Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$236.70
-13.6%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$210.73
-23.1%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $273.92 is 300.0% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $2.17B | $2.02B |
| Year 2 | $2.31B | $2.02B |
| Year 3 | $2.46B | $2.01B |
| Year 4 | $2.63B | $2.00B |
| Year 5 | $2.81B | $2.00B |
| Year 6 | $2.99B | $1.99B |
| Year 7 | $3.19B | $1.98B |
| Year 8 | $3.41B | $1.98B |
| Year 9 | $3.64B | $1.97B |
| Year 10 | $3.88B | $1.96B |
| Terminal Value | $87.40B | $44.23B |
What Are AIZ's Key Financial Metrics?
Earnings & Growth
Current Price
$273.92
EPS (TTM)
$19.28
Forward P/E
12.2
Profit Margin
7.6%
Cash & Balance Sheet
Free Cash Flow
2B
EBITDA
1.6B
Book Value
$118.17
Total Debt
2.2B
What Do Analysts Say About AIZ?
Low
$274.00
Average
$293.00
High
$310.00
Upside
+7.0%
AIZ Fair Value FAQ
What is the fair value of AIZ?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), AIZ's estimated fair value is $576.01. The stock is currently trading at $273.92, which makes it undervalued by our analysis.
How is AIZ's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is AIZ overvalued or undervalued?
Based on our analysis, AIZ is undervalued. The current price of $273.92 is 110.3% below our estimated fair value of $576.01.
What do Wall Street analysts say about AIZ?
6 analysts cover Assurant with a consensus rating of "Strong Buy." The average price target is $293.00, ranging from $274.00 to $310.00. This implies 7.0% upside from the current price.