What Is ALL Fair Value?
Allstate (ALL) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Allstate (ALL) has a composite fair value estimate of $973.74 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $236.40, suggesting the stock is undervalued by 311.9%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$973.74
vs. current price of $236.40(+311.9%)
How Is ALL Fair Value Calculated?
Four independent models estimate what ALL is worth. Each uses different inputs and assumptions. The composite blends them by weight.
ALL Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$1,907.31
+706.8%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$135.21
-42.8%Overvalued
Inputs used
ALL Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$316.23
+33.8%Undervalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$356.15
+50.7%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $236.40 is 706.8% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $15.46B | $14.71B |
| Year 2 | $15.77B | $14.27B |
| Year 3 | $16.09B | $13.85B |
| Year 4 | $16.41B | $13.44B |
| Year 5 | $16.74B | $13.04B |
| Year 6 | $17.07B | $12.66B |
| Year 7 | $17.41B | $12.28B |
| Year 8 | $17.76B | $11.92B |
| Year 9 | $18.12B | $11.57B |
| Year 10 | $18.48B | $11.22B |
| Terminal Value | $724.81B | $440.21B |
What Are ALL's Key Financial Metrics?
Earnings & Growth
Current Price
$236.40
EPS (TTM)
$49.98
Forward P/E
8.4
Profit Margin
19.0%
Cash & Balance Sheet
Free Cash Flow
15.2B
EBITDA
17.1B
Book Value
$124.79
Total Debt
7.5B
What Do Analysts Say About ALL?
Low
$191.00
Average
$269.27
High
$340.00
Upside
+13.9%
ALL Fair Value FAQ
What is the fair value of ALL?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), ALL's estimated fair value is $973.74. The stock is currently trading at $236.40, which makes it undervalued by our analysis.
How is ALL's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is ALL overvalued or undervalued?
Based on our analysis, ALL is undervalued. The current price of $236.40 is 311.9% below our estimated fair value of $973.74.
What do Wall Street analysts say about ALL?
22 analysts cover Allstate with a consensus rating of "Buy." The average price target is $269.27, ranging from $191.00 to $340.00. This implies 13.9% upside from the current price.