What Is AMP Fair Value?
Ameriprise Financial (AMP) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, Ameriprise Financial (AMP) has a composite fair value estimate of $608.12 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $527.28, suggesting the stock is undervalued by 15.3%.
Data as of July 16, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$608.12
vs. current price of $527.28(+15.3%)
How Is AMP Fair Value Calculated?
Four independent models estimate what AMP is worth. Each uses different inputs and assumptions. The composite blends them by weight.
AMP Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$908.09
+72.2%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$159.47
-69.8%Overvalued
Inputs used
AMP Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$265.42
-49.7%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$575.71
+9.2%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $527.28 is 72.2% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $3.78B | $3.42B |
| Year 2 | $4.26B | $3.50B |
| Year 3 | $4.80B | $3.57B |
| Year 4 | $5.41B | $3.64B |
| Year 5 | $6.10B | $3.72B |
| Year 6 | $6.87B | $3.79B |
| Year 7 | $7.74B | $3.87B |
| Year 8 | $8.72B | $3.95B |
| Year 9 | $9.83B | $4.03B |
| Year 10 | $11.07B | $4.12B |
| Terminal Value | $143.68B | $53.42B |
What Are AMP's Key Financial Metrics?
Earnings & Growth
Current Price
$527.28
EPS (TTM)
$40.81
Forward P/E
10.6
Profit Margin
20.2%
Cash & Balance Sheet
Free Cash Flow
3.4B
EBITDA
0
Book Value
$68.96
Total Debt
3.5B
What Do Analysts Say About AMP?
Low
$485.00
Average
$551.27
High
$645.00
Upside
+4.6%
AMP Fair Value FAQ
What is the fair value of AMP?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), AMP's estimated fair value is $608.12. The stock is currently trading at $527.28, which makes it undervalued by our analysis.
How is AMP's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is AMP overvalued or undervalued?
Based on our analysis, AMP is undervalued. The current price of $527.28 is 15.3% below our estimated fair value of $608.12.
What do Wall Street analysts say about AMP?
11 analysts cover Ameriprise Financial with a consensus rating of "Buy." The average price target is $551.27, ranging from $485.00 to $645.00. This implies 4.6% upside from the current price.