What Is AXP Fair Value?
American Express Company (AXP) fair value estimate using multiple valuation models, updated daily.
As of August 1, 2026, American Express Company (AXP) has a composite fair value estimate of $485.08 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $336.25, suggesting the stock is undervalued by 44.3%.
Data as of August 1, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$485.08
vs. current price of $336.25(+44.3%)
How Is AXP Fair Value Calculated?
Four independent models estimate what AXP is worth. Each uses different inputs and assumptions. The composite blends them by weight.
AXP Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$889.50
+164.5%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$132.55
-60.6%Overvalued
Inputs used
AXP Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$142.11
-57.7%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$253.62
-24.6%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $336.25 is 164.5% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $21.13B | $19.39B |
| Year 2 | $24.16B | $20.35B |
| Year 3 | $27.62B | $21.36B |
| Year 4 | $31.59B | $22.42B |
| Year 5 | $36.12B | $23.53B |
| Year 6 | $41.30B | $24.70B |
| Year 7 | $47.23B | $25.93B |
| Year 8 | $54.01B | $27.21B |
| Year 9 | $61.76B | $28.56B |
| Year 10 | $70.62B | $29.98B |
| Terminal Value | $1.12T | $476.60B |
What Are AXP's Key Financial Metrics?
Earnings & Growth
Current Price
$336.25
EPS (TTM)
$16.48
Forward P/E
16.7
Profit Margin
16.1%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$50.79
Total Debt
59.1B
What Do Analysts Say About AXP?
Low
$315.00
Average
$374.54
High
$450.00
Upside
+11.4%
AXP Fair Value FAQ
What is the fair value of AXP?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), AXP's estimated fair value is $485.08. The stock is currently trading at $336.25, which makes it undervalued by our analysis.
How is AXP's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is AXP overvalued or undervalued?
Based on our analysis, AXP is undervalued. The current price of $336.25 is 44.3% below our estimated fair value of $485.08.
What do Wall Street analysts say about AXP?
25 analysts cover American Express Company with a consensus rating of "Buy." The average price target is $374.54, ranging from $315.00 to $450.00. This implies 11.4% upside from the current price.