What Is BNY Fair Value?
BNY Mellon (BNY) fair value estimate using multiple valuation models, updated daily.
As of August 29, 2026, BNY Mellon (BNY) has a composite fair value estimate of $285.37 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $162.50, suggesting the stock is undervalued by 75.6%.
Data as of August 29, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$285.37
vs. current price of $162.50(+75.6%)
How Is BNY Fair Value Calculated?
Four independent models estimate what BNY is worth. Each uses different inputs and assumptions. The composite blends them by weight.
BNY Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$491.63
+202.5%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$105.64
-35.0%Overvalued
Inputs used
BNY Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$110.65
-31.9%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$157.72
-2.9%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $162.50 is 202.5% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $4.66B | $4.34B |
| Year 2 | $5.45B | $4.72B |
| Year 3 | $6.38B | $5.15B |
| Year 4 | $7.47B | $5.61B |
| Year 5 | $8.74B | $6.11B |
| Year 6 | $10.23B | $6.66B |
| Year 7 | $11.98B | $7.25B |
| Year 8 | $14.02B | $7.90B |
| Year 9 | $16.41B | $8.61B |
| Year 10 | $19.21B | $9.38B |
| Terminal Value | $399.63B | $195.21B |
What Are BNY's Key Financial Metrics?
Earnings & Growth
Current Price
$162.50
EPS (TTM)
$8.57
Forward P/E
15.9
Profit Margin
29.4%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$58.82
Total Debt
90.1B
What Do Analysts Say About BNY?
Low
$135.00
Average
$167.33
High
$184.00
Upside
+3.0%
BNY Fair Value FAQ
What is the fair value of BNY?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), BNY's estimated fair value is $285.37. The stock is currently trading at $162.50, which makes it undervalued by our analysis.
How is BNY's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is BNY overvalued or undervalued?
Based on our analysis, BNY is undervalued. The current price of $162.50 is 75.6% below our estimated fair value of $285.37.
What do Wall Street analysts say about BNY?
15 analysts cover BNY Mellon with a consensus rating of "." The average price target is $167.33, ranging from $135.00 to $184.00. This implies 3.0% upside from the current price.