What Is BRO Fair Value?
Brown & Brown (BRO) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, Brown & Brown (BRO) has a composite fair value estimate of $73.95 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $66.86, suggesting the stock is fair value by 10.6%.
Data as of July 16, 2026 (today)
Composite Fair Value
Fair Value4 of 4 models$73.95
vs. current price of $66.86(+10.6%)
How Is BRO Fair Value Calculated?
Four independent models estimate what BRO is worth. Each uses different inputs and assumptions. The composite blends them by weight.
BRO Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$109.62
+64.0%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$14.90
-77.7%Overvalued
Inputs used
BRO Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$61.53
-8.0%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$44.78
-33.0%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $66.86 is 64.0% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $1.62B | $1.52B |
| Year 2 | $1.73B | $1.52B |
| Year 3 | $1.84B | $1.51B |
| Year 4 | $1.96B | $1.51B |
| Year 5 | $2.09B | $1.51B |
| Year 6 | $2.23B | $1.51B |
| Year 7 | $2.38B | $1.50B |
| Year 8 | $2.53B | $1.50B |
| Year 9 | $2.70B | $1.50B |
| Year 10 | $2.88B | $1.49B |
| Terminal Value | $68.92B | $35.76B |
What Are BRO's Key Financial Metrics?
Earnings & Growth
Current Price
$66.86
EPS (TTM)
$3.00
Forward P/E
13.8
Profit Margin
18.4%
Cash & Balance Sheet
Free Cash Flow
1.5B
EBITDA
2.5B
Book Value
$37.58
Total Debt
8.1B
What Do Analysts Say About BRO?
Low
$55.00
Average
$74.38
High
$90.00
Upside
+11.2%
BRO Fair Value FAQ
What is the fair value of BRO?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), BRO's estimated fair value is $73.95. The stock is currently trading at $66.86, which makes it fair value by our analysis.
How is BRO's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is BRO overvalued or undervalued?
Based on our analysis, BRO is fair value. The current price of $66.86 is 10.6% below our estimated fair value of $73.95.
What do Wall Street analysts say about BRO?
16 analysts cover Brown & Brown with a consensus rating of "Hold." The average price target is $74.38, ranging from $55.00 to $90.00. This implies 11.2% upside from the current price.