What Is BRO Fair Value?
Brown & Brown (BRO) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Brown & Brown (BRO) has a composite fair value estimate of $79.42 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $64.05, suggesting the stock is undervalued by 24.0%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$79.42
vs. current price of $64.05(+24.0%)
How Is BRO Fair Value Calculated?
Four independent models estimate what BRO is worth. Each uses different inputs and assumptions. The composite blends them by weight.
BRO Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$122.53
+91.3%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$15.12
-76.4%Overvalued
Inputs used
BRO Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$61.99
-3.2%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$44.80
-30.1%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $64.05 is 91.3% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $1.75B | $1.64B |
| Year 2 | $1.86B | $1.64B |
| Year 3 | $1.98B | $1.63B |
| Year 4 | $2.11B | $1.63B |
| Year 5 | $2.25B | $1.63B |
| Year 6 | $2.40B | $1.62B |
| Year 7 | $2.55B | $1.62B |
| Year 8 | $2.72B | $1.62B |
| Year 9 | $2.90B | $1.61B |
| Year 10 | $3.09B | $1.61B |
| Terminal Value | $74.98B | $39.13B |
What Are BRO's Key Financial Metrics?
Earnings & Growth
Current Price
$64.05
EPS (TTM)
$3.17
Forward P/E
13.3
Profit Margin
18.1%
Cash & Balance Sheet
Free Cash Flow
1.6B
EBITDA
2.9B
Book Value
$38.13
Total Debt
8.1B
What Do Analysts Say About BRO?
Low
$55.00
Average
$74.67
High
$90.00
Upside
+16.6%
BRO Fair Value FAQ
What is the fair value of BRO?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), BRO's estimated fair value is $79.42. The stock is currently trading at $64.05, which makes it undervalued by our analysis.
How is BRO's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is BRO overvalued or undervalued?
Based on our analysis, BRO is undervalued. The current price of $64.05 is 24.0% below our estimated fair value of $79.42.
What do Wall Street analysts say about BRO?
18 analysts cover Brown & Brown with a consensus rating of "Hold." The average price target is $74.67, ranging from $55.00 to $90.00. This implies 16.6% upside from the current price.