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CATCaterpillar Inc.

What Is CAT Fair Value?

Caterpillar Inc. (CAT) fair value estimate using multiple valuation models, updated daily.

As of August 1, 2026, Caterpillar Inc. (CAT) has a composite fair value estimate of $446.48 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $814.81, suggesting the stock is overvalued by 45.2%.

Data as of August 1, 2026 (today)

Composite Fair Value

Overvalued4 of 4 models

$446.48

vs. current price of $814.81(-45.2%)

Undervalued$446.48Overvalued
$814.81

How Is CAT Fair Value Calculated?

Four independent models estimate what CAT is worth. Each uses different inputs and assumptions. The composite blends them by weight.

CAT Intrinsic Value

Forward-looking models based on future cash flows

DCF (Discounted Cash Flow)

35% weight

Estimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →

$546.07

-33.0%

Overvalued

Inputs used

FCF: 6.7BGrowth: 25.0%Discount: 12%

DDM (Dividend Discount Model)

15% weight

If a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →

$137.87

-83.1%

Overvalued

Inputs used

Dividend: $6.52/yrReq. Return: 13%Growth: 8.0%

CAT Fair Value

Current fundamentals: earnings, assets, and growth rate

Graham Number (Value Investing)

25% weight

Created by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →

$150.12

-81.6%

Overvalued

Inputs used

EPS: $24.72Book Value: $40.51

PEG (Price/Earnings to Growth)

25% weight

Checks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.

$653.69

-19.8%

Overvalued

Inputs used

EPS: $24.72Growth: 26.4%

What If You Change the Assumptions?

Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.

Your DCF Fair Value

$546.07Overvalued

Current price $814.81 is 33.0% above this estimate

CheapFair ValueExpensive
25.0%
0.0%30.0%
12.2%
6.0%15.0%
2.5%
1.0%4.0%
15.0%
0.0%50.0%
View 10-year cash flow projections
YearProjected FCF (Free Cash Flow)Present Value
Year 1$8.33B$7.43B
Year 2$10.41B$8.28B
Year 3$13.01B$9.22B
Year 4$16.27B$10.28B
Year 5$20.33B$11.45B
Year 6$25.42B$12.76B
Year 7$31.77B$14.22B
Year 8$39.71B$15.85B
Year 9$49.64B$17.67B
Year 10$62.05B$19.69B
Terminal Value$658.11B$208.80B

What Are CAT's Key Financial Metrics?

Earnings & Growth

Current Price

$814.81

EPS (TTM)

$20.04

Forward P/E

26.8

Profit Margin

13.3%

Cash & Balance Sheet

Free Cash Flow

3.8B

EBITDA

14.6B

Book Value

$40.51

Total Debt

43.1B

What Do Analysts Say About CAT?

Low

$575.00

Average

$958.83

High

$1,218.00

Upside

+17.7%

Current $814.81Avg Target $958.83Buy26 analysts

CAT Fair Value FAQ

What is the fair value of CAT?

Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), CAT's estimated fair value is $446.48. The stock is currently trading at $814.81, which makes it overvalued by our analysis.

How is CAT's fair value calculated?

We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.

Is CAT overvalued or undervalued?

Based on our analysis, CAT is overvalued. The current price of $814.81 is 45.2% above our estimated fair value of $446.48.

What do Wall Street analysts say about CAT?

26 analysts cover Caterpillar Inc. with a consensus rating of "Buy." The average price target is $958.83, ranging from $575.00 to $1,218.00. This implies 17.7% upside from the current price.