What Is CPAY Fair Value?
Corpay (CPAY) fair value estimate using multiple valuation models, updated daily.
As of August 29, 2026, Corpay (CPAY) has a composite fair value estimate of $1,185.38 based on four valuation models: DCF (41% weight), Graham Number (29% weight), PEG (29% weight), and DDM (0% weight). The current market price is $407.88, suggesting the stock is undervalued by 190.6%.
Data as of August 29, 2026 (today)
Composite Fair Value
Undervalued3 of 4 models$1,185.38
vs. current price of $407.88(+190.6%)
How Is CPAY Fair Value Calculated?
Four independent models estimate what CPAY is worth. Each uses different inputs and assumptions. The composite blends them by weight.
CPAY Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
41% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$1,986.08
+386.9%Undervalued
Inputs used
DDM (Dividend Discount Model)
0% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
N/A
This stock does not pay a dividend, so the DDM cannot be applied. The composite adjusts by redistributing this weight to the other models.
CPAY Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
29% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$182.23
-55.3%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
29% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$576.87
+41.4%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $407.88 is 386.9% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $2.36B | $2.19B |
| Year 2 | $2.85B | $2.46B |
| Year 3 | $3.46B | $2.76B |
| Year 4 | $4.18B | $3.10B |
| Year 5 | $5.07B | $3.49B |
| Year 6 | $6.13B | $3.92B |
| Year 7 | $7.43B | $4.40B |
| Year 8 | $8.99B | $4.95B |
| Year 9 | $10.89B | $5.56B |
| Year 10 | $13.19B | $6.25B |
| Terminal Value | $257.24B | $121.90B |
What Are CPAY's Key Financial Metrics?
Earnings & Growth
Current Price
$407.88
EPS (TTM)
$16.60
Forward P/E
13.1
Profit Margin
22.7%
Cash & Balance Sheet
Free Cash Flow
1.9B
EBITDA
2.8B
Book Value
$53.95
Total Debt
10.7B
What Do Analysts Say About CPAY?
Low
$390.00
Average
$454.57
High
$530.00
Upside
+11.4%
CPAY Fair Value FAQ
What is the fair value of CPAY?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), CPAY's estimated fair value is $1,185.38. The stock is currently trading at $407.88, which makes it undervalued by our analysis.
How is CPAY's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is CPAY overvalued or undervalued?
Based on our analysis, CPAY is undervalued. The current price of $407.88 is 190.6% below our estimated fair value of $1,185.38.
What do Wall Street analysts say about CPAY?
14 analysts cover Corpay with a consensus rating of "Buy." The average price target is $454.57, ranging from $390.00 to $530.00. This implies 11.4% upside from the current price.