What Is CPAY Fair Value?
Corpay (CPAY) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Corpay (CPAY) has a composite fair value estimate of $1,214.30 based on four valuation models: DCF (41% weight), Graham Number (29% weight), PEG (29% weight), and DDM (0% weight). The current market price is $393.02, suggesting the stock is undervalued by 209.0%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued3 of 4 models$1,214.30
vs. current price of $393.02(+209.0%)
How Is CPAY Fair Value Calculated?
Four independent models estimate what CPAY is worth. Each uses different inputs and assumptions. The composite blends them by weight.
CPAY Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
41% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$2,036.81
+418.2%Undervalued
Inputs used
DDM (Dividend Discount Model)
0% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
N/A
This stock does not pay a dividend, so the DDM cannot be applied. The composite adjusts by redistributing this weight to the other models.
CPAY Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
29% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$182.42
-53.6%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
29% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$591.47
+50.5%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $393.02 is 418.2% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $2.37B | $2.19B |
| Year 2 | $2.88B | $2.47B |
| Year 3 | $3.50B | $2.79B |
| Year 4 | $4.25B | $3.15B |
| Year 5 | $5.17B | $3.55B |
| Year 6 | $6.28B | $4.00B |
| Year 7 | $7.64B | $4.51B |
| Year 8 | $9.29B | $5.09B |
| Year 9 | $11.29B | $5.74B |
| Year 10 | $13.73B | $6.47B |
| Terminal Value | $265.00B | $124.92B |
What Are CPAY's Key Financial Metrics?
Earnings & Growth
Current Price
$393.02
EPS (TTM)
$16.45
Forward P/E
12.5
Profit Margin
22.7%
Cash & Balance Sheet
Free Cash Flow
1.9B
EBITDA
2.8B
Book Value
$53.95
Total Debt
10.7B
What Do Analysts Say About CPAY?
Low
$390.00
Average
$461.00
High
$536.00
Upside
+17.3%
CPAY Fair Value FAQ
What is the fair value of CPAY?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), CPAY's estimated fair value is $1,214.30. The stock is currently trading at $393.02, which makes it undervalued by our analysis.
How is CPAY's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is CPAY overvalued or undervalued?
Based on our analysis, CPAY is undervalued. The current price of $393.02 is 209.0% below our estimated fair value of $1,214.30.
What do Wall Street analysts say about CPAY?
15 analysts cover Corpay with a consensus rating of "Buy." The average price target is $461.00, ranging from $390.00 to $536.00. This implies 17.3% upside from the current price.