What Is GL Fair Value?
Globe Life (GL) fair value estimate using multiple valuation models, updated daily.
As of August 29, 2026, Globe Life (GL) has a composite fair value estimate of $267.13 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $172.79, suggesting the stock is undervalued by 54.6%.
Data as of August 29, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$267.13
vs. current price of $172.79(+54.6%)
How Is GL Fair Value Calculated?
Four independent models estimate what GL is worth. Each uses different inputs and assumptions. The composite blends them by weight.
GL Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$438.13
+153.6%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$36.27
-79.0%Overvalued
Inputs used
GL Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$168.05
-2.7%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$157.10
-9.1%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $172.79 is 153.6% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $1.24B | $1.17B |
| Year 2 | $1.32B | $1.17B |
| Year 3 | $1.41B | $1.17B |
| Year 4 | $1.51B | $1.17B |
| Year 5 | $1.61B | $1.18B |
| Year 6 | $1.71B | $1.18B |
| Year 7 | $1.83B | $1.18B |
| Year 8 | $1.95B | $1.18B |
| Year 9 | $2.08B | $1.19B |
| Year 10 | $2.22B | $1.19B |
| Terminal Value | $57.58B | $30.82B |
What Are GL's Key Financial Metrics?
Earnings & Growth
Current Price
$172.79
EPS (TTM)
$14.79
Forward P/E
10.5
Profit Margin
19.6%
Cash & Balance Sheet
Free Cash Flow
1.2B
EBITDA
1.7B
Book Value
$79.89
Total Debt
3.4B
What Do Analysts Say About GL?
Low
$166.00
Average
$193.91
High
$225.00
Upside
+12.2%
GL Fair Value FAQ
What is the fair value of GL?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), GL's estimated fair value is $267.13. The stock is currently trading at $172.79, which makes it undervalued by our analysis.
How is GL's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is GL overvalued or undervalued?
Based on our analysis, GL is undervalued. The current price of $172.79 is 54.6% below our estimated fair value of $267.13.
What do Wall Street analysts say about GL?
11 analysts cover Globe Life with a consensus rating of "." The average price target is $193.91, ranging from $166.00 to $225.00. This implies 12.2% upside from the current price.