What Is HBAN Fair Value?
Huntington Bancshares (HBAN) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Huntington Bancshares (HBAN) has a composite fair value estimate of $34.00 based on four valuation models: DCF (41% weight), Graham Number (29% weight), PEG (29% weight), and DDM (0% weight). The current market price is $15.10, suggesting the stock is undervalued by 125.1%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued3 of 4 models$34.00
vs. current price of $15.10(+125.1%)
How Is HBAN Fair Value Calculated?
Four independent models estimate what HBAN is worth. Each uses different inputs and assumptions. The composite blends them by weight.
HBAN Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
41% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$47.14
+212.2%Undervalued
Inputs used
DDM (Dividend Discount Model)
0% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
N/A
This stock does not pay a dividend, so the DDM cannot be applied. The composite adjusts by redistributing this weight to the other models.
HBAN Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
29% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$22.57
+49.5%Undervalued
Inputs used
PEG (Price/Earnings to Growth)
29% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$15.38
+1.8%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $15.10 is 212.2% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $3.37B | $3.14B |
| Year 2 | $3.71B | $3.22B |
| Year 3 | $4.08B | $3.30B |
| Year 4 | $4.48B | $3.38B |
| Year 5 | $4.93B | $3.46B |
| Year 6 | $5.42B | $3.55B |
| Year 7 | $5.97B | $3.64B |
| Year 8 | $6.56B | $3.73B |
| Year 9 | $7.22B | $3.82B |
| Year 10 | $7.94B | $3.91B |
| Terminal Value | $168.32B | $82.92B |
What Are HBAN's Key Financial Metrics?
Earnings & Growth
Current Price
$15.10
EPS (TTM)
$1.30
Forward P/E
8.6
Profit Margin
26.1%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$14.72
Total Debt
22.6B
What Do Analysts Say About HBAN?
Low
$17.00
Average
$19.17
High
$22.50
Upside
+26.9%
HBAN Fair Value FAQ
What is the fair value of HBAN?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), HBAN's estimated fair value is $34.00. The stock is currently trading at $15.10, which makes it undervalued by our analysis.
How is HBAN's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is HBAN overvalued or undervalued?
Based on our analysis, HBAN is undervalued. The current price of $15.10 is 125.1% below our estimated fair value of $34.00.
What do Wall Street analysts say about HBAN?
20 analysts cover Huntington Bancshares with a consensus rating of "Buy." The average price target is $19.17, ranging from $17.00 to $22.50. This implies 26.9% upside from the current price.