What Is JKHY Fair Value?
Jack Henry & Associates (JKHY) fair value estimate using multiple valuation models, updated daily.
As of August 30, 2026, Jack Henry & Associates (JKHY) has a composite fair value estimate of $109.93 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $169.73, suggesting the stock is overvalued by 35.2%.
Data as of August 30, 2026 (today)
Composite Fair Value
Overvalued4 of 4 models$109.93
vs. current price of $169.73(-35.2%)
How Is JKHY Fair Value Calculated?
Four independent models estimate what JKHY is worth. Each uses different inputs and assumptions. The composite blends them by weight.
JKHY Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$151.14
-11.0%Fair Value
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$81.15
-52.2%Overvalued
Inputs used
JKHY Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$69.82
-58.9%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$72.27
-57.4%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $169.73 is 11.0% above this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $410.3M | $381.7M |
| Year 2 | $446.4M | $386.3M |
| Year 3 | $485.7M | $391.0M |
| Year 4 | $528.5M | $395.7M |
| Year 5 | $575.0M | $400.5M |
| Year 6 | $625.6M | $405.4M |
| Year 7 | $680.7M | $410.3M |
| Year 8 | $740.7M | $415.3M |
| Year 9 | $805.9M | $420.3M |
| Year 10 | $876.8M | $425.4M |
| Terminal Value | $17.97B | $8.72B |
What Are JKHY's Key Financial Metrics?
Earnings & Growth
Current Price
$169.73
EPS (TTM)
$6.98
Forward P/E
21.7
Profit Margin
19.8%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
854.8M
Book Value
$29.98
Total Debt
136.6M
What Do Analysts Say About JKHY?
Low
$170.00
Average
$191.53
High
$215.00
Upside
+12.8%
JKHY Fair Value FAQ
What is the fair value of JKHY?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), JKHY's estimated fair value is $109.93. The stock is currently trading at $169.73, which makes it overvalued by our analysis.
How is JKHY's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is JKHY overvalued or undervalued?
Based on our analysis, JKHY is overvalued. The current price of $169.73 is 35.2% above our estimated fair value of $109.93.
What do Wall Street analysts say about JKHY?
15 analysts cover Jack Henry & Associates with a consensus rating of "Buy." The average price target is $191.53, ranging from $170.00 to $215.00. This implies 12.8% upside from the current price.