What Is JPM Fair Value?
JPMorgan Chase & Co. (JPM) fair value estimate using multiple valuation models, updated daily.
As of October 31, 2026, JPMorgan Chase & Co. (JPM) has a composite fair value estimate of $627.49 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $337.04, suggesting the stock is undervalued by 86.2%.
Data as of October 31, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$627.49
vs. current price of $337.04(+86.2%)
How Is JPM Fair Value Calculated?
Four independent models estimate what JPM is worth. Each uses different inputs and assumptions. The composite blends them by weight.
JPM Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$1,073.34
+218.5%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$229.87
-31.8%Overvalued
Inputs used
JPM Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$267.40
-20.7%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$336.77
-0.1%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $337.04 is 218.5% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $47.62B | $44.74B |
| Year 2 | $54.29B | $47.94B |
| Year 3 | $61.90B | $51.36B |
| Year 4 | $70.58B | $55.03B |
| Year 5 | $80.48B | $58.96B |
| Year 6 | $91.76B | $63.17B |
| Year 7 | $104.63B | $67.68B |
| Year 8 | $119.29B | $72.51B |
| Year 9 | $136.02B | $77.69B |
| Year 10 | $155.09B | $83.23B |
| Terminal Value | $4.05T | $2.18T |
What Are JPM's Key Financial Metrics?
Earnings & Growth
Current Price
$337.04
EPS (TTM)
$23.84
Forward P/E
13.2
Profit Margin
34.6%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$132.30
Total Debt
1.3T
What Do Analysts Say About JPM?
Low
$312.00
Average
$373.26
High
$425.00
Upside
+10.7%
JPM Fair Value FAQ
What is the fair value of JPM?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), JPM's estimated fair value is $627.49. The stock is currently trading at $337.04, which makes it undervalued by our analysis.
How is JPM's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is JPM overvalued or undervalued?
Based on our analysis, JPM is undervalued. The current price of $337.04 is 86.2% below our estimated fair value of $627.49.
What do Wall Street analysts say about JPM?
23 analysts cover JPMorgan Chase & Co. with a consensus rating of "Buy." The average price target is $373.26, ranging from $312.00 to $425.00. This implies 10.7% upside from the current price.