What Is MCO Fair Value?
Moody's Corporation (MCO) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, Moody's Corporation (MCO) has a composite fair value estimate of $170.17 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $504.46, suggesting the stock is overvalued by 66.3%.
Data as of July 16, 2026 (today)
Composite Fair Value
Overvalued4 of 4 models$170.17
vs. current price of $504.46(-66.3%)
How Is MCO Fair Value Calculated?
Four independent models estimate what MCO is worth. Each uses different inputs and assumptions. The composite blends them by weight.
MCO Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$219.04
-56.6%Overvalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$72.71
-85.6%Overvalued
Inputs used
MCO Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$80.39
-84.1%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$195.90
-61.2%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $504.46 is 56.6% above this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $2.53B | $2.28B |
| Year 2 | $2.83B | $2.28B |
| Year 3 | $3.16B | $2.29B |
| Year 4 | $3.53B | $2.30B |
| Year 5 | $3.94B | $2.31B |
| Year 6 | $4.40B | $2.32B |
| Year 7 | $4.91B | $2.33B |
| Year 8 | $5.49B | $2.34B |
| Year 9 | $6.13B | $2.35B |
| Year 10 | $6.85B | $2.36B |
| Terminal Value | $80.37B | $27.72B |
What Are MCO's Key Financial Metrics?
Earnings & Growth
Current Price
$504.46
EPS (TTM)
$14.23
Forward P/E
27.1
Profit Margin
31.7%
Cash & Balance Sheet
Free Cash Flow
2.3B
EBITDA
3.8B
Book Value
$17.14
Total Debt
7.4B
What Do Analysts Say About MCO?
Low
$490.00
Average
$542.65
High
$610.00
Upside
+7.6%
MCO Fair Value FAQ
What is the fair value of MCO?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), MCO's estimated fair value is $170.17. The stock is currently trading at $504.46, which makes it overvalued by our analysis.
How is MCO's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is MCO overvalued or undervalued?
Based on our analysis, MCO is overvalued. The current price of $504.46 is 66.3% above our estimated fair value of $170.17.
What do Wall Street analysts say about MCO?
20 analysts cover Moody's Corporation with a consensus rating of "Buy." The average price target is $542.65, ranging from $490.00 to $610.00. This implies 7.6% upside from the current price.