What Is RJF Fair Value?
Raymond James Financial (RJF) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Raymond James Financial (RJF) has a composite fair value estimate of $251.71 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $156.76, suggesting the stock is undervalued by 60.6%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$251.71
vs. current price of $156.76(+60.6%)
How Is RJF Fair Value Calculated?
Four independent models estimate what RJF is worth. Each uses different inputs and assumptions. The composite blends them by weight.
RJF Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$368.82
+135.3%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$125.72
-19.8%Overvalued
Inputs used
RJF Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$134.10
-14.5%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$189.84
+21.1%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $156.76 is 135.3% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $1.90B | $1.74B |
| Year 2 | $2.19B | $1.86B |
| Year 3 | $2.54B | $1.97B |
| Year 4 | $2.94B | $2.10B |
| Year 5 | $3.40B | $2.24B |
| Year 6 | $3.93B | $2.38B |
| Year 7 | $4.55B | $2.53B |
| Year 8 | $5.26B | $2.69B |
| Year 9 | $6.09B | $2.87B |
| Year 10 | $7.05B | $3.05B |
| Terminal Value | $115.78B | $50.10B |
What Are RJF's Key Financial Metrics?
Earnings & Growth
Current Price
$156.76
EPS (TTM)
$11.47
Forward P/E
11.0
Profit Margin
15.1%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$66.10
Total Debt
6.1B
What Do Analysts Say About RJF?
Low
$160.00
Average
$183.86
High
$209.00
Upside
+17.3%
RJF Fair Value FAQ
What is the fair value of RJF?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), RJF's estimated fair value is $251.71. The stock is currently trading at $156.76, which makes it undervalued by our analysis.
How is RJF's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is RJF overvalued or undervalued?
Based on our analysis, RJF is undervalued. The current price of $156.76 is 60.6% below our estimated fair value of $251.71.
What do Wall Street analysts say about RJF?
14 analysts cover Raymond James Financial with a consensus rating of "Buy." The average price target is $183.86, ranging from $160.00 to $209.00. This implies 17.3% upside from the current price.