What Is RJF Fair Value?
Raymond James Financial (RJF) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, Raymond James Financial (RJF) has a composite fair value estimate of $310.92 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $170.30, suggesting the stock is undervalued by 82.6%.
Data as of July 16, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$310.92
vs. current price of $170.30(+82.6%)
How Is RJF Fair Value Calculated?
Four independent models estimate what RJF is worth. Each uses different inputs and assumptions. The composite blends them by weight.
RJF Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$525.45
+208.5%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$109.47
-35.7%Overvalued
Inputs used
RJF Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$131.90
-22.6%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$180.65
+6.1%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $170.30 is 208.5% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $2.96B | $2.73B |
| Year 2 | $3.41B | $2.88B |
| Year 3 | $3.93B | $3.05B |
| Year 4 | $4.52B | $3.23B |
| Year 5 | $5.20B | $3.41B |
| Year 6 | $5.98B | $3.61B |
| Year 7 | $6.89B | $3.82B |
| Year 8 | $7.93B | $4.04B |
| Year 9 | $9.12B | $4.28B |
| Year 10 | $10.50B | $4.53B |
| Terminal Value | $171.47B | $73.94B |
What Are RJF's Key Financial Metrics?
Earnings & Growth
Current Price
$170.30
EPS (TTM)
$10.78
Forward P/E
12.1
Profit Margin
14.6%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$64.56
Total Debt
6.1B
What Do Analysts Say About RJF?
Low
$160.00
Average
$182.67
High
$205.00
Upside
+7.3%
RJF Fair Value FAQ
What is the fair value of RJF?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), RJF's estimated fair value is $310.92. The stock is currently trading at $170.30, which makes it undervalued by our analysis.
How is RJF's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is RJF overvalued or undervalued?
Based on our analysis, RJF is undervalued. The current price of $170.30 is 82.6% below our estimated fair value of $310.92.
What do Wall Street analysts say about RJF?
12 analysts cover Raymond James Financial with a consensus rating of "Buy." The average price target is $182.67, ranging from $160.00 to $205.00. This implies 7.3% upside from the current price.