What Is SCHW Fair Value?
Charles Schwab Corporation (SCHW) fair value estimate using multiple valuation models, updated daily.
As of September 15, 2026, Charles Schwab Corporation (SCHW) has a composite fair value estimate of $370.48 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $107.79, suggesting the stock is undervalued by 243.7%.
Data as of September 15, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$370.48
vs. current price of $107.79(+243.7%)
How Is SCHW Fair Value Calculated?
Four independent models estimate what SCHW is worth. Each uses different inputs and assumptions. The composite blends them by weight.
SCHW Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$707.13
+556.0%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$137.78
+27.8%Undervalued
Inputs used
SCHW Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$60.92
-43.5%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$173.62
+61.1%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $107.79 is 556.0% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $14.27B | $13.30B |
| Year 2 | $17.84B | $15.50B |
| Year 3 | $22.30B | $18.06B |
| Year 4 | $27.87B | $21.04B |
| Year 5 | $34.84B | $24.51B |
| Year 6 | $43.55B | $28.56B |
| Year 7 | $54.44B | $33.28B |
| Year 8 | $68.05B | $38.77B |
| Year 9 | $85.06B | $45.17B |
| Year 10 | $106.33B | $52.63B |
| Terminal Value | $2.28T | $1.13T |
What Are SCHW's Key Financial Metrics?
Earnings & Growth
Current Price
$107.79
EPS (TTM)
$5.49
Forward P/E
13.8
Profit Margin
38.8%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$25.42
Total Debt
75.8B
What Do Analysts Say About SCHW?
Low
$91.00
Average
$124.95
High
$145.00
Upside
+15.9%
SCHW Fair Value FAQ
What is the fair value of SCHW?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), SCHW's estimated fair value is $370.48. The stock is currently trading at $107.79, which makes it undervalued by our analysis.
How is SCHW's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is SCHW overvalued or undervalued?
Based on our analysis, SCHW is undervalued. The current price of $107.79 is 243.7% below our estimated fair value of $370.48.
What do Wall Street analysts say about SCHW?
20 analysts cover Charles Schwab Corporation with a consensus rating of "Buy." The average price target is $124.95, ranging from $91.00 to $145.00. This implies 15.9% upside from the current price.