What Is UAL Fair Value?
United Airlines Holdings (UAL) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, United Airlines Holdings (UAL) has a composite fair value estimate of $296.61 based on four valuation models: DCF (41% weight), Graham Number (29% weight), PEG (29% weight), and DDM (0% weight). The current market price is $120.97, suggesting the stock is undervalued by 145.2%.
Data as of July 16, 2026 (today)
Composite Fair Value
Undervalued3 of 4 models$296.61
vs. current price of $120.97(+145.2%)
How Is UAL Fair Value Calculated?
Four independent models estimate what UAL is worth. Each uses different inputs and assumptions. The composite blends them by weight.
UAL Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
41% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$416.90
+244.6%Undervalued
Inputs used
DDM (Dividend Discount Model)
0% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
N/A
This stock does not pay a dividend, so the DDM cannot be applied. The composite adjusts by redistributing this weight to the other models.
UAL Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
29% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$108.46
-10.3%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
29% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$213.37
+76.4%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $120.97 is 244.6% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $3.02B | $2.79B |
| Year 2 | $3.62B | $3.10B |
| Year 3 | $4.34B | $3.43B |
| Year 4 | $5.21B | $3.81B |
| Year 5 | $6.25B | $4.23B |
| Year 6 | $7.49B | $4.69B |
| Year 7 | $8.99B | $5.20B |
| Year 8 | $10.78B | $5.77B |
| Year 9 | $12.94B | $6.40B |
| Year 10 | $15.52B | $7.11B |
| Terminal Value | $282.77B | $129.46B |
What Are UAL's Key Financial Metrics?
Earnings & Growth
Current Price
$120.97
EPS (TTM)
$11.24
Forward P/E
8.1
Profit Margin
6.1%
Cash & Balance Sheet
Free Cash Flow
1.6B
EBITDA
7.9B
Book Value
$48.91
Total Debt
31B
What Do Analysts Say About UAL?
Low
$95.00
Average
$155.05
High
$185.00
Upside
+28.2%
UAL Fair Value FAQ
What is the fair value of UAL?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), UAL's estimated fair value is $296.61. The stock is currently trading at $120.97, which makes it undervalued by our analysis.
How is UAL's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is UAL overvalued or undervalued?
Based on our analysis, UAL is undervalued. The current price of $120.97 is 145.2% below our estimated fair value of $296.61.
What do Wall Street analysts say about UAL?
23 analysts cover United Airlines Holdings with a consensus rating of "Strong Buy." The average price target is $155.05, ranging from $95.00 to $185.00. This implies 28.2% upside from the current price.