What Is UAL Fair Value?
United Airlines Holdings (UAL) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, United Airlines Holdings (UAL) has a composite fair value estimate of $262.71 based on four valuation models: DCF (41% weight), Graham Number (29% weight), PEG (29% weight), and DDM (0% weight). The current market price is $103.23, suggesting the stock is undervalued by 154.5%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued3 of 4 models$262.71
vs. current price of $103.23(+154.5%)
How Is UAL Fair Value Calculated?
Four independent models estimate what UAL is worth. Each uses different inputs and assumptions. The composite blends them by weight.
UAL Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
41% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$395.95
+283.6%Undervalued
Inputs used
DDM (Dividend Discount Model)
0% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
N/A
This stock does not pay a dividend, so the DDM cannot be applied. The composite adjusts by redistributing this weight to the other models.
UAL Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
29% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$95.58
-7.4%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
29% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$145.48
+40.9%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $103.23 is 283.6% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $2.98B | $2.76B |
| Year 2 | $3.53B | $3.04B |
| Year 3 | $4.18B | $3.33B |
| Year 4 | $4.95B | $3.66B |
| Year 5 | $5.86B | $4.02B |
| Year 6 | $6.94B | $4.42B |
| Year 7 | $8.22B | $4.86B |
| Year 8 | $9.73B | $5.34B |
| Year 9 | $11.53B | $5.86B |
| Year 10 | $13.65B | $6.44B |
| Terminal Value | $263.89B | $124.50B |
What Are UAL's Key Financial Metrics?
Earnings & Growth
Current Price
$103.23
EPS (TTM)
$10.68
Forward P/E
8.0
Profit Margin
5.6%
Cash & Balance Sheet
Free Cash Flow
910.1M
EBITDA
7.1B
Book Value
$51.44
Total Debt
33.7B
What Do Analysts Say About UAL?
Low
$102.00
Average
$152.78
High
$203.00
Upside
+48.0%
UAL Fair Value FAQ
What is the fair value of UAL?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), UAL's estimated fair value is $262.71. The stock is currently trading at $103.23, which makes it undervalued by our analysis.
How is UAL's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is UAL overvalued or undervalued?
Based on our analysis, UAL is undervalued. The current price of $103.23 is 154.5% below our estimated fair value of $262.71.
What do Wall Street analysts say about UAL?
23 analysts cover United Airlines Holdings with a consensus rating of "Strong Buy." The average price target is $152.78, ranging from $102.00 to $203.00. This implies 48.0% upside from the current price.