What Is V Fair Value?
Visa Inc. (V) fair value estimate using multiple valuation models, updated daily.
As of September 15, 2026, Visa Inc. (V) has a composite fair value estimate of $270.53 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $375.62, suggesting the stock is overvalued by 28.0%.
Data as of September 15, 2026 (today)
Composite Fair Value
Overvalued4 of 4 models$270.53
vs. current price of $375.62(-28.0%)
How Is V Fair Value Calculated?
Four independent models estimate what V is worth. Each uses different inputs and assumptions. The composite blends them by weight.
V Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$426.04
+13.4%Fair Value
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$192.09
-48.9%Overvalued
Inputs used
V Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$74.94
-80.0%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$190.22
-49.4%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $375.62 is 13.4% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $23.34B | $21.51B |
| Year 2 | $26.69B | $22.67B |
| Year 3 | $30.53B | $23.89B |
| Year 4 | $34.92B | $25.19B |
| Year 5 | $39.95B | $26.55B |
| Year 6 | $45.69B | $27.98B |
| Year 7 | $52.26B | $29.49B |
| Year 8 | $59.77B | $31.09B |
| Year 9 | $68.37B | $32.77B |
| Year 10 | $78.20B | $34.54B |
| Terminal Value | $1.33T | $588.53B |
What Are V's Key Financial Metrics?
Earnings & Growth
Current Price
$375.62
EPS (TTM)
$11.75
Forward P/E
25.0
Profit Margin
50.8%
Cash & Balance Sheet
Free Cash Flow
20.4B
EBITDA
31.1B
Book Value
$18.87
Total Debt
23.9B
What Do Analysts Say About V?
Low
$330.00
Average
$419.36
High
$466.00
Upside
+11.6%
V Fair Value FAQ
What is the fair value of V?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), V's estimated fair value is $270.53. The stock is currently trading at $375.62, which makes it overvalued by our analysis.
How is V's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is V overvalued or undervalued?
Based on our analysis, V is overvalued. The current price of $375.62 is 28.0% above our estimated fair value of $270.53.
What do Wall Street analysts say about V?
37 analysts cover Visa Inc. with a consensus rating of "Strong Buy." The average price target is $419.36, ranging from $330.00 to $466.00. This implies 11.6% upside from the current price.