What Is V Fair Value?
Visa Inc. (V) fair value estimate using multiple valuation models, updated daily.
As of October 31, 2026, Visa Inc. (V) has a composite fair value estimate of $260.53 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $413.59, suggesting the stock is overvalued by 37.0%.
Data as of October 31, 2026 (today)
Composite Fair Value
Overvalued4 of 4 models$260.53
vs. current price of $413.59(-37.0%)
How Is V Fair Value Calculated?
Four independent models estimate what V is worth. Each uses different inputs and assumptions. The composite blends them by weight.
V Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$405.05
-2.1%Fair Value
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$148.47
-64.1%Overvalued
Inputs used
V Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$81.17
-80.4%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$204.75
-50.5%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $413.59 is 2.1% above this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $24.00B | $22.10B |
| Year 2 | $27.27B | $23.12B |
| Year 3 | $30.98B | $24.19B |
| Year 4 | $35.20B | $25.31B |
| Year 5 | $40.00B | $26.48B |
| Year 6 | $45.45B | $27.71B |
| Year 7 | $51.64B | $28.99B |
| Year 8 | $58.67B | $30.33B |
| Year 9 | $66.67B | $31.74B |
| Year 10 | $75.75B | $33.21B |
| Terminal Value | $1.27T | $558.25B |
What Are V's Key Financial Metrics?
Earnings & Growth
Current Price
$413.59
EPS (TTM)
$12.32
Forward P/E
24.1
Profit Margin
51.2%
Cash & Balance Sheet
Free Cash Flow
21.1B
EBITDA
31.8B
Book Value
$19.49
Total Debt
22.1B
What Do Analysts Say About V?
Low
$330.00
Average
$441.09
High
$485.00
Upside
+6.6%
V Fair Value FAQ
What is the fair value of V?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), V's estimated fair value is $260.53. The stock is currently trading at $413.59, which makes it overvalued by our analysis.
How is V's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is V overvalued or undervalued?
Based on our analysis, V is overvalued. The current price of $413.59 is 37.0% above our estimated fair value of $260.53.
What do Wall Street analysts say about V?
37 analysts cover Visa Inc. with a consensus rating of "Strong Buy." The average price target is $441.09, ranging from $330.00 to $485.00. This implies 6.6% upside from the current price.