What Is WFC Fair Value?
Wells Fargo & Company (WFC) fair value estimate using multiple valuation models, updated daily.
As of August 1, 2026, Wells Fargo & Company (WFC) has a composite fair value estimate of $199.91 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $86.45, suggesting the stock is undervalued by 131.2%.
Data as of August 1, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$199.91
vs. current price of $86.45(+131.2%)
How Is WFC Fair Value Calculated?
Four independent models estimate what WFC is worth. Each uses different inputs and assumptions. The composite blends them by weight.
WFC Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$355.38
+311.1%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$58.25
-32.6%Overvalued
Inputs used
WFC Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$93.34
+8.0%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$86.01
-0.5%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $86.45 is 311.1% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $21.43B | $20.24B |
| Year 2 | $23.97B | $21.36B |
| Year 3 | $26.80B | $22.55B |
| Year 4 | $29.97B | $23.80B |
| Year 5 | $33.51B | $25.12B |
| Year 6 | $37.46B | $26.52B |
| Year 7 | $41.89B | $28.00B |
| Year 8 | $46.84B | $29.55B |
| Year 9 | $52.37B | $31.20B |
| Year 10 | $58.56B | $32.93B |
| Terminal Value | $1.75T | $985.09B |
What Are WFC's Key Financial Metrics?
Earnings & Growth
Current Price
$86.45
EPS (TTM)
$6.88
Forward P/E
11.0
Profit Margin
27.2%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$53.19
Total Debt
478.5B
What Do Analysts Say About WFC?
Low
$90.00
Average
$100.02
High
$115.00
Upside
+15.7%
WFC Fair Value FAQ
What is the fair value of WFC?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), WFC's estimated fair value is $199.91. The stock is currently trading at $86.45, which makes it undervalued by our analysis.
How is WFC's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is WFC overvalued or undervalued?
Based on our analysis, WFC is undervalued. The current price of $86.45 is 131.2% below our estimated fair value of $199.91.
What do Wall Street analysts say about WFC?
23 analysts cover Wells Fargo & Company with a consensus rating of "Buy." The average price target is $100.02, ranging from $90.00 to $115.00. This implies 15.7% upside from the current price.