What Is WFC Fair Value?
Wells Fargo & Company (WFC) fair value estimate using multiple valuation models, updated daily.
As of September 15, 2026, Wells Fargo & Company (WFC) has a composite fair value estimate of $200.12 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $89.72, suggesting the stock is undervalued by 123.0%.
Data as of September 15, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$200.12
vs. current price of $89.72(+123.0%)
How Is WFC Fair Value Calculated?
Four independent models estimate what WFC is worth. Each uses different inputs and assumptions. The composite blends them by weight.
WFC Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$354.48
+295.1%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$59.57
-33.6%Overvalued
Inputs used
WFC Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$93.50
+4.2%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$87.37
-2.6%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $89.72 is 295.1% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $21.46B | $20.25B |
| Year 2 | $24.03B | $21.40B |
| Year 3 | $26.90B | $22.61B |
| Year 4 | $30.12B | $23.88B |
| Year 5 | $33.72B | $25.23B |
| Year 6 | $37.76B | $26.66B |
| Year 7 | $42.27B | $28.17B |
| Year 8 | $47.33B | $29.76B |
| Year 9 | $52.99B | $31.44B |
| Year 10 | $59.33B | $33.22B |
| Terminal Value | $1.75T | $980.56B |
What Are WFC's Key Financial Metrics?
Earnings & Growth
Current Price
$89.72
EPS (TTM)
$6.88
Forward P/E
11.4
Profit Margin
27.2%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$53.19
Total Debt
478.5B
What Do Analysts Say About WFC?
Low
$90.00
Average
$100.63
High
$115.00
Upside
+12.2%
WFC Fair Value FAQ
What is the fair value of WFC?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), WFC's estimated fair value is $200.12. The stock is currently trading at $89.72, which makes it undervalued by our analysis.
How is WFC's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is WFC overvalued or undervalued?
Based on our analysis, WFC is undervalued. The current price of $89.72 is 123.0% below our estimated fair value of $200.12.
What do Wall Street analysts say about WFC?
23 analysts cover Wells Fargo & Company with a consensus rating of "Buy." The average price target is $100.63, ranging from $90.00 to $115.00. This implies 12.2% upside from the current price.