What Is WFC Fair Value?
Wells Fargo & Company (WFC) fair value estimate using multiple valuation models, updated daily.
As of October 31, 2026, Wells Fargo & Company (WFC) has a composite fair value estimate of $288.02 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $83.40, suggesting the stock is undervalued by 245.4%.
Data as of October 31, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$288.02
vs. current price of $83.40(+245.4%)
How Is WFC Fair Value Calculated?
Four independent models estimate what WFC is worth. Each uses different inputs and assumptions. The composite blends them by weight.
WFC Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$563.09
+575.2%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$63.01
-24.4%Overvalued
Inputs used
WFC Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$93.45
+12.0%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$93.40
+12.0%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $83.40 is 575.2% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $32.58B | $30.74B |
| Year 2 | $36.73B | $32.70B |
| Year 3 | $41.40B | $34.78B |
| Year 4 | $46.67B | $36.99B |
| Year 5 | $52.60B | $39.35B |
| Year 6 | $59.29B | $41.85B |
| Year 7 | $66.83B | $44.51B |
| Year 8 | $75.33B | $47.34B |
| Year 9 | $84.92B | $50.36B |
| Year 10 | $95.72B | $53.56B |
| Terminal Value | $2.82T | $1.58T |
What Are WFC's Key Financial Metrics?
Earnings & Growth
Current Price
$83.40
EPS (TTM)
$7.09
Forward P/E
10.4
Profit Margin
27.6%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$52.86
Total Debt
463.9B
What Do Analysts Say About WFC?
Low
$88.00
Average
$97.02
High
$108.00
Upside
+16.3%
WFC Fair Value FAQ
What is the fair value of WFC?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), WFC's estimated fair value is $288.02. The stock is currently trading at $83.40, which makes it undervalued by our analysis.
How is WFC's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is WFC overvalued or undervalued?
Based on our analysis, WFC is undervalued. The current price of $83.40 is 245.4% below our estimated fair value of $288.02.
What do Wall Street analysts say about WFC?
24 analysts cover Wells Fargo & Company with a consensus rating of "Buy." The average price target is $97.02, ranging from $88.00 to $108.00. This implies 16.3% upside from the current price.