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XELXcel Energy

What Is XEL Fair Value?

Xcel Energy (XEL) fair value estimate using multiple valuation models, updated daily.

As of August 29, 2026, Xcel Energy (XEL) has a composite fair value estimate of $73.94 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $76.45, suggesting the stock is fair value by 3.3%.

Data as of August 29, 2026 (today)

Composite Fair Value

Fair Value4 of 4 models

$73.94

vs. current price of $76.45(-3.3%)

Undervalued$73.94Overvalued
$76.45

How Is XEL Fair Value Calculated?

Four independent models estimate what XEL is worth. Each uses different inputs and assumptions. The composite blends them by weight.

XEL Intrinsic Value

Forward-looking models based on future cash flows

DCF (Discounted Cash Flow)

35% weight

Estimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →

$74.74

-2.2%

Fair Value

Inputs used

FCF: 1.5BGrowth: 9.3%Discount: 5%

DDM (Dividend Discount Model)

15% weight

If a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →

$120.12

+57.1%

Undervalued

Inputs used

Dividend: $2.37/yrReq. Return: 7%Growth: 4.7%

XEL Fair Value

Current fundamentals: earnings, assets, and growth rate

Graham Number (Value Investing)

25% weight

Created by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →

$59.42

-22.3%

Overvalued

Inputs used

EPS: $4.11Book Value: $38.14

PEG (Price/Earnings to Growth)

25% weight

Checks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.

$41.14

-46.2%

Overvalued

Inputs used

EPS: $4.11Growth: 9.3%

What If You Change the Assumptions?

Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.

Your DCF Fair Value

$74.74Fair Value

Current price $76.45 is 2.2% above this estimate

CheapFair ValueExpensive
9.3%
0.0%30.0%
5.4%
6.0%15.0%
2.5%
1.0%4.0%
15.0%
0.0%50.0%
View 10-year cash flow projections
YearProjected FCF (Free Cash Flow)Present Value
Year 1$1.65B$1.57B
Year 2$1.81B$1.63B
Year 3$1.98B$1.69B
Year 4$2.16B$1.75B
Year 5$2.36B$1.81B
Year 6$2.58B$1.88B
Year 7$2.83B$1.95B
Year 8$3.09B$2.02B
Year 9$3.38B$2.10B
Year 10$3.69B$2.17B
Terminal Value$128.98B$75.98B

What Are XEL's Key Financial Metrics?

Earnings & Growth

Current Price

$76.45

EPS (TTM)

$3.65

Forward P/E

16.8

Profit Margin

15.3%

Cash & Balance Sheet

Free Cash Flow

-7.9B

EBITDA

6.1B

Book Value

$38.14

Total Debt

41.7B

What Do Analysts Say About XEL?

Low

$74.00

Average

$91.76

High

$101.00

Upside

+20.0%

Current $76.45Avg Target $91.76Strong Buy17 analysts

XEL Fair Value FAQ

What is the fair value of XEL?

Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), XEL's estimated fair value is $73.94. The stock is currently trading at $76.45, which makes it fair value by our analysis.

How is XEL's fair value calculated?

We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.

Is XEL overvalued or undervalued?

Based on our analysis, XEL is fair value. The current price of $76.45 is 3.3% above our estimated fair value of $73.94.

What do Wall Street analysts say about XEL?

17 analysts cover Xcel Energy with a consensus rating of "Strong Buy." The average price target is $91.76, ranging from $74.00 to $101.00. This implies 20.0% upside from the current price.