What Is XEL Fair Value?
Xcel Energy (XEL) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Xcel Energy (XEL) has a composite fair value estimate of $78.00 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $74.64, suggesting the stock is fair value by 4.5%.
Data as of October 14, 2026 (today)
Composite Fair Value
Fair Value4 of 4 models$78.00
vs. current price of $74.64(+4.5%)
How Is XEL Fair Value Calculated?
Four independent models estimate what XEL is worth. Each uses different inputs and assumptions. The composite blends them by weight.
XEL Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$80.14
+7.4%Fair Value
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$131.67
+76.4%Undervalued
Inputs used
XEL Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$59.77
-19.9%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$41.22
-44.8%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $74.64 is 7.4% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $1.65B | $1.57B |
| Year 2 | $1.81B | $1.63B |
| Year 3 | $1.98B | $1.69B |
| Year 4 | $2.16B | $1.76B |
| Year 5 | $2.36B | $1.82B |
| Year 6 | $2.59B | $1.89B |
| Year 7 | $2.83B | $1.97B |
| Year 8 | $3.09B | $2.04B |
| Year 9 | $3.38B | $2.12B |
| Year 10 | $3.69B | $2.20B |
| Terminal Value | $134.10B | $79.83B |
What Are XEL's Key Financial Metrics?
Earnings & Growth
Current Price
$74.64
EPS (TTM)
$3.65
Forward P/E
16.4
Profit Margin
15.3%
Cash & Balance Sheet
Free Cash Flow
-7.9B
EBITDA
6.1B
Book Value
$38.53
Total Debt
41.7B
What Do Analysts Say About XEL?
Low
$74.00
Average
$89.78
High
$101.00
Upside
+20.3%
XEL Fair Value FAQ
What is the fair value of XEL?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), XEL's estimated fair value is $78.00. The stock is currently trading at $74.64, which makes it fair value by our analysis.
How is XEL's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is XEL overvalued or undervalued?
Based on our analysis, XEL is fair value. The current price of $74.64 is 4.5% below our estimated fair value of $78.00.
What do Wall Street analysts say about XEL?
18 analysts cover Xcel Energy with a consensus rating of "Strong Buy." The average price target is $89.78, ranging from $74.00 to $101.00. This implies 20.3% upside from the current price.