What Is EFX Fair Value?
Equifax (EFX) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Equifax (EFX) has a composite fair value estimate of $131.48 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $149.08, suggesting the stock is fair value by 11.8%.
Data as of October 14, 2026 (today)
Composite Fair Value
Fair Value4 of 4 models$131.48
vs. current price of $149.08(-11.8%)
How Is EFX Fair Value Calculated?
Four independent models estimate what EFX is worth. Each uses different inputs and assumptions. The composite blends them by weight.
EFX Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$178.37
+19.6%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$48.69
-67.3%Overvalued
Inputs used
EFX Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$84.48
-43.3%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$118.45
-20.5%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $149.08 is 19.6% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $1.08B | $981.3M |
| Year 2 | $1.23B | $1.02B |
| Year 3 | $1.40B | $1.05B |
| Year 4 | $1.60B | $1.09B |
| Year 5 | $1.82B | $1.13B |
| Year 6 | $2.07B | $1.17B |
| Year 7 | $2.36B | $1.21B |
| Year 8 | $2.69B | $1.25B |
| Year 9 | $3.06B | $1.30B |
| Year 10 | $3.49B | $1.34B |
| Terminal Value | $47.69B | $18.40B |
What Are EFX's Key Financial Metrics?
Earnings & Growth
Current Price
$149.08
EPS (TTM)
$5.68
Forward P/E
15.0
Profit Margin
10.7%
Cash & Balance Sheet
Free Cash Flow
947.5M
EBITDA
1.9B
Book Value
$37.25
Total Debt
5.5B
What Do Analysts Say About EFX?
Low
$148.00
Average
$197.62
High
$245.00
Upside
+32.6%
EFX Fair Value FAQ
What is the fair value of EFX?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), EFX's estimated fair value is $131.48. The stock is currently trading at $149.08, which makes it fair value by our analysis.
How is EFX's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is EFX overvalued or undervalued?
Based on our analysis, EFX is fair value. The current price of $149.08 is 11.8% above our estimated fair value of $131.48.
What do Wall Street analysts say about EFX?
21 analysts cover Equifax with a consensus rating of "Buy." The average price target is $197.62, ranging from $148.00 to $245.00. This implies 32.6% upside from the current price.