What Is EFX Fair Value?
Equifax (EFX) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, Equifax (EFX) has a composite fair value estimate of $158.08 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $171.61, suggesting the stock is fair value by 7.9%.
Data as of July 16, 2026 (today)
Composite Fair Value
Fair Value4 of 4 models$158.08
vs. current price of $171.61(-7.9%)
How Is EFX Fair Value Calculated?
Four independent models estimate what EFX is worth. Each uses different inputs and assumptions. The composite blends them by weight.
EFX Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$225.37
+31.3%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$64.01
-62.7%Overvalued
Inputs used
EFX Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$85.81
-50.0%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$136.90
-20.2%Overvalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $171.61 is 31.3% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $1.19B | $1.08B |
| Year 2 | $1.38B | $1.14B |
| Year 3 | $1.60B | $1.19B |
| Year 4 | $1.85B | $1.26B |
| Year 5 | $2.14B | $1.32B |
| Year 6 | $2.49B | $1.39B |
| Year 7 | $2.88B | $1.47B |
| Year 8 | $3.34B | $1.54B |
| Year 9 | $3.87B | $1.62B |
| Year 10 | $4.49B | $1.71B |
| Terminal Value | $60.29B | $22.97B |
What Are EFX's Key Financial Metrics?
Earnings & Growth
Current Price
$171.61
EPS (TTM)
$5.83
Forward P/E
16.7
Profit Margin
11.1%
Cash & Balance Sheet
Free Cash Flow
1B
EBITDA
1.9B
Book Value
$38.06
Total Debt
5.3B
What Do Analysts Say About EFX?
Low
$173.00
Average
$219.67
High
$265.00
Upside
+28.0%
EFX Fair Value FAQ
What is the fair value of EFX?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), EFX's estimated fair value is $158.08. The stock is currently trading at $171.61, which makes it fair value by our analysis.
How is EFX's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is EFX overvalued or undervalued?
Based on our analysis, EFX is fair value. The current price of $171.61 is 7.9% above our estimated fair value of $158.08.
What do Wall Street analysts say about EFX?
21 analysts cover Equifax with a consensus rating of "Buy." The average price target is $219.67, ranging from $173.00 to $265.00. This implies 28.0% upside from the current price.