What Is FITB Fair Value?
Fifth Third Bancorp (FITB) fair value estimate using multiple valuation models, updated daily.
As of August 29, 2026, Fifth Third Bancorp (FITB) has a composite fair value estimate of $119.44 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $54.54, suggesting the stock is undervalued by 119.0%.
Data as of August 29, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$119.44
vs. current price of $54.54(+119.0%)
How Is FITB Fair Value Calculated?
Four independent models estimate what FITB is worth. Each uses different inputs and assumptions. The composite blends them by weight.
FITB Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$189.17
+246.9%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$109.61
+101.0%Undervalued
Inputs used
FITB Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$49.59
-9.1%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$50.83
-6.8%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $54.54 is 246.9% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $4.27B | $3.97B |
| Year 2 | $4.98B | $4.29B |
| Year 3 | $5.81B | $4.65B |
| Year 4 | $6.77B | $5.03B |
| Year 5 | $7.89B | $5.45B |
| Year 6 | $9.20B | $5.90B |
| Year 7 | $10.72B | $6.38B |
| Year 8 | $12.50B | $6.91B |
| Year 9 | $14.57B | $7.48B |
| Year 10 | $16.98B | $8.09B |
| Terminal Value | $335.33B | $159.85B |
What Are FITB's Key Financial Metrics?
Earnings & Growth
Current Price
$54.54
EPS (TTM)
$2.95
Forward P/E
11.0
Profit Margin
23.2%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$35.63
Total Debt
24.9B
What Do Analysts Say About FITB?
Low
$55.00
Average
$62.90
High
$70.00
Upside
+15.3%
FITB Fair Value FAQ
What is the fair value of FITB?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), FITB's estimated fair value is $119.44. The stock is currently trading at $54.54, which makes it undervalued by our analysis.
How is FITB's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is FITB overvalued or undervalued?
Based on our analysis, FITB is undervalued. The current price of $54.54 is 119.0% below our estimated fair value of $119.44.
What do Wall Street analysts say about FITB?
20 analysts cover Fifth Third Bancorp with a consensus rating of "Buy." The average price target is $62.90, ranging from $55.00 to $70.00. This implies 15.3% upside from the current price.