What Is FITB Fair Value?
Fifth Third Bancorp (FITB) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Fifth Third Bancorp (FITB) has a composite fair value estimate of $115.18 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $50.22, suggesting the stock is undervalued by 129.3%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$115.18
vs. current price of $50.22(+129.3%)
How Is FITB Fair Value Calculated?
Four independent models estimate what FITB is worth. Each uses different inputs and assumptions. The composite blends them by weight.
FITB Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$184.60
+267.6%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$94.35
+87.9%Undervalued
Inputs used
FITB Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$49.42
-1.6%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$50.63
+0.8%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $50.22 is 267.6% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $4.27B | $3.96B |
| Year 2 | $4.98B | $4.29B |
| Year 3 | $5.81B | $4.64B |
| Year 4 | $6.78B | $5.02B |
| Year 5 | $7.91B | $5.43B |
| Year 6 | $9.22B | $5.87B |
| Year 7 | $10.75B | $6.35B |
| Year 8 | $12.54B | $6.87B |
| Year 9 | $14.62B | $7.43B |
| Year 10 | $17.05B | $8.04B |
| Terminal Value | $329.22B | $155.21B |
What Are FITB's Key Financial Metrics?
Earnings & Growth
Current Price
$50.22
EPS (TTM)
$2.97
Forward P/E
10.1
Profit Margin
23.2%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$35.63
Total Debt
24.9B
What Do Analysts Say About FITB?
Low
$55.00
Average
$61.71
High
$67.00
Upside
+22.9%
FITB Fair Value FAQ
What is the fair value of FITB?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), FITB's estimated fair value is $115.18. The stock is currently trading at $50.22, which makes it undervalued by our analysis.
How is FITB's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is FITB overvalued or undervalued?
Based on our analysis, FITB is undervalued. The current price of $50.22 is 129.3% below our estimated fair value of $115.18.
What do Wall Street analysts say about FITB?
21 analysts cover Fifth Third Bancorp with a consensus rating of "Buy." The average price target is $61.71, ranging from $55.00 to $67.00. This implies 22.9% upside from the current price.