What Is FITB Fair Value?
Fifth Third Bancorp (FITB) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, Fifth Third Bancorp (FITB) has a composite fair value estimate of $83.22 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $57.94, suggesting the stock is undervalued by 43.6%.
Data as of July 16, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$83.22
vs. current price of $57.94(+43.6%)
How Is FITB Fair Value Calculated?
Four independent models estimate what FITB is worth. Each uses different inputs and assumptions. The composite blends them by weight.
FITB Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$101.67
+75.5%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$109.99
+89.8%Undervalued
Inputs used
FITB Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$49.34
-14.8%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$50.07
-13.6%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $57.94 is 75.5% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $2.53B | $2.35B |
| Year 2 | $2.94B | $2.53B |
| Year 3 | $3.42B | $2.73B |
| Year 4 | $3.98B | $2.94B |
| Year 5 | $4.63B | $3.17B |
| Year 6 | $5.38B | $3.42B |
| Year 7 | $6.26B | $3.69B |
| Year 8 | $7.28B | $3.98B |
| Year 9 | $8.47B | $4.30B |
| Year 10 | $9.85B | $4.63B |
| Terminal Value | $189.39B | $89.11B |
What Are FITB's Key Financial Metrics?
Earnings & Growth
Current Price
$57.94
EPS (TTM)
$3.02
Forward P/E
11.8
Profit Margin
24.1%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$35.24
Total Debt
23.5B
What Do Analysts Say About FITB?
Low
$53.00
Average
$60.80
High
$67.00
Upside
+4.9%
FITB Fair Value FAQ
What is the fair value of FITB?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), FITB's estimated fair value is $83.22. The stock is currently trading at $57.94, which makes it undervalued by our analysis.
How is FITB's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is FITB overvalued or undervalued?
Based on our analysis, FITB is undervalued. The current price of $57.94 is 43.6% below our estimated fair value of $83.22.
What do Wall Street analysts say about FITB?
20 analysts cover Fifth Third Bancorp with a consensus rating of "Buy." The average price target is $60.80, ranging from $53.00 to $67.00. This implies 4.9% upside from the current price.