What Is NTRS Fair Value?
Northern Trust (NTRS) fair value estimate using multiple valuation models, updated daily.
As of August 29, 2026, Northern Trust (NTRS) has a composite fair value estimate of $255.00 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $186.79, suggesting the stock is undervalued by 36.5%.
Data as of August 29, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$255.00
vs. current price of $186.79(+36.5%)
How Is NTRS Fair Value Calculated?
Four independent models estimate what NTRS is worth. Each uses different inputs and assumptions. The composite blends them by weight.
NTRS Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$335.68
+79.7%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$103.44
-44.6%Overvalued
Inputs used
NTRS Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$140.03
-25.0%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$265.04
+41.9%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $186.79 is 79.7% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $1.52B | $1.40B |
| Year 2 | $1.84B | $1.55B |
| Year 3 | $2.22B | $1.71B |
| Year 4 | $2.68B | $1.90B |
| Year 5 | $3.24B | $2.11B |
| Year 6 | $3.91B | $2.33B |
| Year 7 | $4.73B | $2.59B |
| Year 8 | $5.71B | $2.87B |
| Year 9 | $6.90B | $3.18B |
| Year 10 | $8.34B | $3.52B |
| Terminal Value | $131.34B | $55.45B |
What Are NTRS's Key Financial Metrics?
Earnings & Growth
Current Price
$186.79
EPS (TTM)
$11.68
Forward P/E
14.7
Profit Margin
24.7%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$68.41
Total Debt
16.3B
What Do Analysts Say About NTRS?
Low
$158.00
Average
$184.27
High
$208.00
Upside
-1.3%
NTRS Fair Value FAQ
What is the fair value of NTRS?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), NTRS's estimated fair value is $255.00. The stock is currently trading at $186.79, which makes it undervalued by our analysis.
How is NTRS's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is NTRS overvalued or undervalued?
Based on our analysis, NTRS is undervalued. The current price of $186.79 is 36.5% below our estimated fair value of $255.00.
What do Wall Street analysts say about NTRS?
13 analysts cover Northern Trust with a consensus rating of "." The average price target is $184.27, ranging from $158.00 to $208.00. This implies 1.3% downside from the current price.