What Is NTRS Fair Value?
Northern Trust (NTRS) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Northern Trust (NTRS) has a composite fair value estimate of $274.25 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $167.48, suggesting the stock is undervalued by 63.8%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$274.25
vs. current price of $167.48(+63.8%)
How Is NTRS Fair Value Calculated?
Four independent models estimate what NTRS is worth. Each uses different inputs and assumptions. The composite blends them by weight.
NTRS Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$375.23
+124.0%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$104.45
-37.6%Overvalued
Inputs used
NTRS Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$140.09
-16.4%Overvalued
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$276.22
+64.9%Undervalued
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $167.48 is 124.0% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $1.53B | $1.41B |
| Year 2 | $1.86B | $1.57B |
| Year 3 | $2.27B | $1.76B |
| Year 4 | $2.76B | $1.97B |
| Year 5 | $3.36B | $2.20B |
| Year 6 | $4.08B | $2.46B |
| Year 7 | $4.97B | $2.75B |
| Year 8 | $6.05B | $3.08B |
| Year 9 | $7.36B | $3.44B |
| Year 10 | $8.95B | $3.85B |
| Terminal Value | $145.55B | $62.60B |
What Are NTRS's Key Financial Metrics?
Earnings & Growth
Current Price
$167.48
EPS (TTM)
$11.64
Forward P/E
13.0
Profit Margin
24.7%
Cash & Balance Sheet
Free Cash Flow
0
EBITDA
0
Book Value
$68.41
Total Debt
16.3B
What Do Analysts Say About NTRS?
Low
$158.00
Average
$181.71
High
$194.00
Upside
+8.5%
NTRS Fair Value FAQ
What is the fair value of NTRS?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), NTRS's estimated fair value is $274.25. The stock is currently trading at $167.48, which makes it undervalued by our analysis.
How is NTRS's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is NTRS overvalued or undervalued?
Based on our analysis, NTRS is undervalued. The current price of $167.48 is 63.8% below our estimated fair value of $274.25.
What do Wall Street analysts say about NTRS?
14 analysts cover Northern Trust with a consensus rating of "Hold." The average price target is $181.71, ranging from $158.00 to $194.00. This implies 8.5% upside from the current price.