What Is TRV Fair Value?
Travelers Companies (The) (TRV) fair value estimate using multiple valuation models, updated daily.
As of August 29, 2026, Travelers Companies (The) (TRV) has a composite fair value estimate of $997.10 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $369.90, suggesting the stock is undervalued by 169.6%.
Data as of August 29, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$997.10
vs. current price of $369.90(+169.6%)
How Is TRV Fair Value Calculated?
Four independent models estimate what TRV is worth. Each uses different inputs and assumptions. The composite blends them by weight.
TRV Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$1,955.83
+428.7%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$129.49
-65.0%Overvalued
Inputs used
TRV Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$348.80
-5.7%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$340.54
-7.9%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $369.90 is 428.7% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $15.67B | $14.69B |
| Year 2 | $16.62B | $14.60B |
| Year 3 | $17.63B | $14.52B |
| Year 4 | $18.70B | $14.43B |
| Year 5 | $19.84B | $14.35B |
| Year 6 | $21.04B | $14.27B |
| Year 7 | $22.32B | $14.18B |
| Year 8 | $23.67B | $14.10B |
| Year 9 | $25.11B | $14.02B |
| Year 10 | $26.64B | $13.94B |
| Terminal Value | $651.38B | $340.83B |
What Are TRV's Key Financial Metrics?
Earnings & Growth
Current Price
$369.90
EPS (TTM)
$37.29
Forward P/E
12.2
Profit Margin
17.0%
Cash & Balance Sheet
Free Cash Flow
14.8B
EBITDA
11.5B
Book Value
$158.78
Total Debt
9.1B
What Do Analysts Say About TRV?
Low
$262.00
Average
$360.33
High
$430.00
Upside
-2.6%
TRV Fair Value FAQ
What is the fair value of TRV?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), TRV's estimated fair value is $997.10. The stock is currently trading at $369.90, which makes it undervalued by our analysis.
How is TRV's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is TRV overvalued or undervalued?
Based on our analysis, TRV is undervalued. The current price of $369.90 is 169.6% below our estimated fair value of $997.10.
What do Wall Street analysts say about TRV?
24 analysts cover Travelers Companies (The) with a consensus rating of "Hold." The average price target is $360.33, ranging from $262.00 to $430.00. This implies 2.6% downside from the current price.