What Is TRV Fair Value?
Travelers Companies (The) (TRV) fair value estimate using multiple valuation models, updated daily.
As of October 14, 2026, Travelers Companies (The) (TRV) has a composite fair value estimate of $1,084.46 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $373.28, suggesting the stock is undervalued by 190.5%.
Data as of October 14, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$1,084.46
vs. current price of $373.28(+190.5%)
How Is TRV Fair Value Calculated?
Four independent models estimate what TRV is worth. Each uses different inputs and assumptions. The composite blends them by weight.
TRV Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$2,153.94
+477.0%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$150.79
-59.6%Overvalued
Inputs used
TRV Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$352.30
-5.6%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$347.41
-6.9%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $373.28 is 477.0% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $15.80B | $14.82B |
| Year 2 | $16.90B | $14.87B |
| Year 3 | $18.07B | $14.92B |
| Year 4 | $19.33B | $14.97B |
| Year 5 | $20.67B | $15.02B |
| Year 6 | $22.11B | $15.07B |
| Year 7 | $23.64B | $15.12B |
| Year 8 | $25.28B | $15.17B |
| Year 9 | $27.04B | $15.22B |
| Year 10 | $28.92B | $15.27B |
| Terminal Value | $723.71B | $382.10B |
What Are TRV's Key Financial Metrics?
Earnings & Growth
Current Price
$373.28
EPS (TTM)
$37.23
Forward P/E
12.2
Profit Margin
17.0%
Cash & Balance Sheet
Free Cash Flow
14.8B
EBITDA
11.5B
Book Value
$158.78
Total Debt
9.1B
What Do Analysts Say About TRV?
Low
$262.00
Average
$360.67
High
$430.00
Upside
-3.4%
TRV Fair Value FAQ
What is the fair value of TRV?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), TRV's estimated fair value is $1,084.46. The stock is currently trading at $373.28, which makes it undervalued by our analysis.
How is TRV's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is TRV overvalued or undervalued?
Based on our analysis, TRV is undervalued. The current price of $373.28 is 190.5% below our estimated fair value of $1,084.46.
What do Wall Street analysts say about TRV?
24 analysts cover Travelers Companies (The) with a consensus rating of "Hold." The average price target is $360.67, ranging from $262.00 to $430.00. This implies 3.4% downside from the current price.