What Is TRV Fair Value?
Travelers Companies (The) (TRV) fair value estimate using multiple valuation models, updated daily.
As of July 16, 2026, Travelers Companies (The) (TRV) has a composite fair value estimate of $671.22 based on four valuation models: DCF (35% weight), Graham Number (25% weight), PEG (25% weight), and DDM (15% weight). The current market price is $329.19, suggesting the stock is undervalued by 103.9%.
Data as of July 16, 2026 (today)
Composite Fair Value
Undervalued4 of 4 models$671.22
vs. current price of $329.19(+103.9%)
How Is TRV Fair Value Calculated?
Four independent models estimate what TRV is worth. Each uses different inputs and assumptions. The composite blends them by weight.
TRV Intrinsic Value
Forward-looking models based on future cash flows
DCF (Discounted Cash Flow)
35% weightEstimates how much cash the company will generate over the next 10 years, then calculates what all that future cash is worth in today's dollars. Includes a 15% safety cushion. Try the standalone DCF calculator →
$1,231.65
+274.1%Undervalued
Inputs used
DDM (Dividend Discount Model)
15% weightIf a company pays you dividends, this model asks: how much are all those future dividend payments worth today? Only works for stocks that pay dividends. Try the intrinsic value calculator →
$99.97
-69.6%Overvalued
Inputs used
TRV Fair Value
Current fundamentals: earnings, assets, and growth rate
Graham Number (Value Investing)
25% weightCreated by legendary investor Benjamin Graham. It looks at two things: how much the company earns (EPS) and what its assets are worth (Book Value), then calculates the maximum price a careful investor should pay. Try the fair value calculator →
$310.85
-5.6%Fair Value
Inputs used
PEG (Price/Earnings to Growth)
25% weightChecks if you're paying a fair price for the company's growth. A fast-growing company deserves a higher price than a slow one. This model finds the right price based on how fast earnings are growing.
$285.44
-13.3%Fair Value
Inputs used
What If You Change the Assumptions?
Drag the sliders to test different scenarios. Tap the ? buttons to learn what each input means.
Your DCF Fair Value
Current price $329.19 is 274.1% below this estimate
View 10-year cash flow projections
| Year | Projected FCF (Free Cash Flow) | Present Value |
|---|---|---|
| Year 1 | $13.58B | $12.72B |
| Year 2 | $13.85B | $12.16B |
| Year 3 | $14.14B | $11.63B |
| Year 4 | $14.42B | $11.11B |
| Year 5 | $14.72B | $10.63B |
| Year 6 | $15.02B | $10.16B |
| Year 7 | $15.32B | $9.71B |
| Year 8 | $15.64B | $9.28B |
| Year 9 | $15.96B | $8.88B |
| Year 10 | $16.28B | $8.49B |
| Terminal Value | $394.25B | $205.49B |
What Are TRV's Key Financial Metrics?
Earnings & Growth
Current Price
$329.19
EPS (TTM)
$32.75
Forward P/E
11.5
Profit Margin
15.5%
Cash & Balance Sheet
Free Cash Flow
13.3B
EBITDA
10.6B
Book Value
$150.45
Total Debt
9.3B
What Do Analysts Say About TRV?
Low
$252.00
Average
$327.13
High
$400.00
Upside
-0.6%
TRV Fair Value FAQ
What is the fair value of TRV?
Based on our composite model (DCF 35%, Graham 25%, PEG 25%, DDM 15%), TRV's estimated fair value is $671.22. The stock is currently trading at $329.19, which makes it undervalued by our analysis.
How is TRV's fair value calculated?
We use four valuation methods: Discounted Cash Flow (DCF), Graham Number, PEG-based Fair Value, and Dividend Discount Model (for dividend-paying stocks). The composite score weights DCF at 35%, Graham and PEG at 25% each, and DDM at 15%. When a model can't be applied, its weight is redistributed proportionally.
Is TRV overvalued or undervalued?
Based on our analysis, TRV is undervalued. The current price of $329.19 is 103.9% below our estimated fair value of $671.22.
What do Wall Street analysts say about TRV?
24 analysts cover Travelers Companies (The) with a consensus rating of "Hold." The average price target is $327.13, ranging from $252.00 to $400.00. This implies 0.6% downside from the current price.