SYF Earnings
Synchrony Financial next reports earnings on July 21, 2026. Track record: 4/4 beats.
Next Earnings In
Tuesday, July 21, 2026
Current Price
$74.04
EPS Estimate
Earnings Per Share
$2.15
-14.1% YoY
Trailing EPS
Last 12 months earnings
$9.71
Beat Rate
4/4
100%Forward P/E
Price-to-Earnings ratio
6.9
Margin: 36.4%
Analyst Rating
23 analysts
Analyst Sentiment
Buy23 analystsEarnings History
| Quarter | EPS Est. | EPS Actual | Surprise | Result |
|---|---|---|---|---|
| 2026-03-31 | $2.16 | $2.27 | +5.1% | Beat |
| 2025-12-31 | $2.02 | $2.18 | +7.8% | Beat |
| 2025-09-30 | $2.21 | $2.86 | +29.3% | Beat |
| 2025-06-30 | $1.79 | $2.50 | +39.3% | Beat |
Growth Estimates
| Period | EPS Est. | Revenue Est. | Growth |
|---|---|---|---|
| Current Qtr(0q) | $2.15 | $4.6B | -14.1% |
| Next Qtr(+1q) | $2.57 | $4.8B | -10.1% |
| Current Year(0y) | $9.45 | $19B | +0.2% |
| Next Year(+1y) | $10.67 | $19.6B | +12.9% |
Next Quarter Estimates
EPS Estimate
Earnings Per Share
$2.15
Revenue Estimate
$4.6B
Annual EPS Est.
$9.45
+0.2% YoY
SYF Earnings FAQ
When is SYF's next earnings date?
Synchrony Financial (SYF) is expected to report earnings on July 21, 2026. The consensus EPS estimate is $2.15.
Does SYF usually beat earnings estimates?
Synchrony Financial has beaten Wall Street EPS estimates in 4 of the last 4 quarters (100% beat rate).
What is SYF's trailing EPS?
Synchrony Financial's trailing twelve-month EPS is $9.71. This is calculated from the last four quarters of reported earnings.
What do analysts think about SYF?
23 Wall Street analysts cover Synchrony Financial. The consensus rating is "Buy" with an average price target of $89.83, implying 21.3% upside from the current price.